Example 01
Balanced growth
- Equity
- 75%
- Bonds
- 20%
- Commodities
- 5%
Equity-oriented growthMore than 7 years
5J50.XETRATER 0.35%
AGBP.LSETER 0.10%
CSHD.LSETER 0.10%
BCCMS.SWTER 0.30%
BTCW.SWTER 0.25%
ACWIE.SWTER 0.21%
ACWIS.SWTER 0.20%
AGGS.SWTER 0.10%
AGGU.LSETER 0.10%
BCFE.XETRATER 0.30%
BCHN.LSETER 0.65%
CHCORP.SWTER 0.15%
CNDX.LSETER 0.30%
CPXJ.LSETER 0.20%
5J50.XETRATER 0.35%
AGBP.LSETER 0.10%
CSHD.LSETER 0.10%
BCCMS.SWTER 0.30%
BTCW.SWTER 0.25%
ACWIE.SWTER 0.21%
ACWIS.SWTER 0.20%
AGGS.SWTER 0.10%
AGGU.LSETER 0.10%
BCFE.XETRATER 0.30%
BCHN.LSETER 0.65%
CHCORP.SWTER 0.15%
CNDX.LSETER 0.30%
CPXJ.LSETER 0.20%
+250selected instruments
From capital protection to more dynamic growth opportunities.
One universe.Many possibilities.
Every point represents an available instrument. Explore the areas Unmatt organises and compares before building a proposal.
Build your proposalLoading the universe…
Guided learning + explained proposal
Understand calmly,
choose better.
Academy, investor profile, updated macro context and over 250 selected assets: Unmatt takes you from the first questions to a clear proposal. The final decision always stays yours.
1Learn
2Build
3Decide
250+
Selected assets
100%
Transparency
0
Automatic decisions
🔒Privacy & control — you stay in charge
📊Updated context — current macro view
✅No automatic decisions — always your choice
📚Integrated Academy — learn before acting
Real examples, identities protected
Different portfolios. Different choices.
A rotating selection of portfolios genuinely built with Unmatt, chosen to show distinct approaches and compositions.
Allocations are rounded and fully anonymised. We never show capital, instruments, dates or personal data.
How it works
A clear path,
really for everyone.
You do not need to know everything already. You just need to understand the next step clearly.
01
Learn with Academy
Short lessons on risk, markets, ETFs and strategies. They prepare you without taking anything for granted.
02
Define your profile
Time horizon, goals and risk tolerance become the foundation of the proposal.
03
Build the proposal
The system reads the context and works inside an organised investable universe.
04
You decide
Every choice is explained. You decide only if the proposal truly convinces you.
Features
Everything you need to invest with awareness.
Learning, analysis and proposal live in one flow, without skipping the important steps.
Academy
Learning modules on investing, risk, markets and strategies, with progress and badges.
Short lessons
Concrete examples
Progressive path
Profile + proposal
Your answers become a coherent proposal with motivations, risks and alternatives.
250+ selected assets
Clear trade-offs
Aware decision
Macro context
Rates, inflation and market scenario are translated into simple signals.
Updated over time
Readable signals
Connected to the proposal
Unmatt Observatory
Understand what is happening,
before deciding.
Macro scenarios, essential guides and our editorial method live in one public space. Separate signals from noise before connecting them to your portfolio.
Current scenario
11 Aug 2026 · Selected sources
Mixed growth, renewed inflation risks
US services remain expansionary, but July payrolls fell. Euro-area inflation edged higher, while China’s activity gauges slipped below 50. [EVENT-014] [EVENT-040] [EVENT-091] [EVENT-118]
Growth: MixedInflation: RisingRates: Stable
Read the Scenario Essential guide
Diversification is not about owning many lines
Learn to recognise hidden concentrations and the actual sources of risk.
Open the guideOur method
Data, assumptions and limits stay separate
We show sources, state uncertainty and distinguish general context from personal assessment.
Discover the methodWhy Unmatt
Do not leave money
under the mattress.
Purchasing power over time · 2.5% inflation y/y
PortfolioCashBank accountIdle
10-year projection. For illustrative purposes only.
+47%
Diversified portfolio
-22%
Purchasing power if idle
2.5%
Average EU inflation
🔍
Full transparency
Every proposal comes with explanations of why each asset was chosen, what risks it carries and what alternatives exist.
🛡️
Honesty about risks
Risks are always visible, limits are clear and there are no unrealistic promises. Unmatt also tells you when it is not time to move.
🎯
The decision is yours
Unmatt supports you without pushing. You can change constraints, compare scenarios and reach the proposal only when you feel ready.
FAQ
Frequent questions.
Does Unmatt decide for me?
No. Unmatt helps you understand and builds a proposal, but it does not make decisions for you and never executes anything automatically.
Where does the portfolio proposal come from?
It starts from goals, horizon, risk and constraints. Then it combines macro context and investable universe to build a coherent, explained proposal.
Do I need to know finance already?
No. Academy and concrete examples guide you step by step, even if you start from zero.
Can I change the path?
Yes. You can update preferences, constraints and profile whenever you want.
Start your path today.
Begin with Academy, build your profile and reach the proposal when you feel ready.